When you’ve been pre-approved for a loan before you start shopping around, you already know how much you can borrow and you can access it quickly since you’ve already gone through the application process. This is a Free Service.
This helps you narrow down your search and because you know what you can afford and know you can access it on the day, you’ll have an extra edge when it comes to negotiating on the price without the worry of missing out on your vehicle of choice as you wait for loan approvals.
Sellers will also be more likely to take a lower price because they will be paid directly and quickly when you loan settles.
So Key Points about getting a Free Pre Approval are:
- Can be Arranged from the comfort of your lounge room by phone, internet or from whereever you are.
- Allows you to get ready to Buy.
- Shop with Confidence.
- Gives you Negotiating Power, as your finance is already organised, once you find what you’re looking for, you can get it!
- Speeds up the loan process, so when you have found and decided what you want to buy you can do it!
- It doesn’t cost anything for you to arrange a Pre-Approval and it normally only takes minutes to take your application and your Pre-Approval could be in place shortly after.
- You know what your loan commitments (either Monthly or Fortnightly or Weekly) will be and how much can borrow at a commitment you are comfortable with.
- Your commitment will be based on what you think your looking to purchase, and the current interest rate offered by the selected lender applicable at the time of the application.
- Valid for 31 days and can be extended for additional time - if needed.
- You’re under no Obligation to proceed.
- You’re in control! it’s up to you to decide to proceed.
When you see the car, motorbike, caravan, boat or truck that you want, you can act with confidence to negotiate the best price, contact us and we do the rest. Become Buy Ready to shop with confidence Today.